Hamilton Bankruptcy Lawyer

Hamilton NJ Bankruptcy Lawyer

Hamilton, New Jersey residents and business owners seeking dedicated, knowledgeable and experienced legal representation in a bankruptcy case, call Litvak Legal Group today. Our Hamilton bankruptcy lawyer advocates on behalf of our clients and ensures your rights as homeowners and taxpayers are protected. We work with our clients to come up with a debt relief plan that makes sense to you financially and will also get approved in bankruptcy court. We service Hamilton, NJ from any of our three office locations in Philadelphia PA, Bensalem PA or Princeton NJ. Offering flexible office hours, both day and evening, 7 days per week for your convenience, phone consultations are also an option. Call 732-624-6283 to discuss your debt relief and bankruptcy needs today.

Call Now 732 624-6283

Dedicated Bankruptcy Lawyer in Hamilton, NJ

There are many reasons why Hamilton, NJ residents and businesses end up in a financially devastating situation and need to seek debt relief options. From divorce to loss of job or medical emergencies, bills can quickly pile up and become overwhelming. Our bankruptcy lawyer, S. Joseph Litvak, Esq., LL.M., has successful experience helping clients through personal Chapter 7 bankruptcy, small business Chapter 13 bankruptcy, tax controversy & litigation, tax foreclosure and mortgage foreclosure. Whether you’re behind on mortgage payments, owe domestic support or tax debts, our bankruptcy lawyer will use the bankruptcy code and other available legal tools to protect you against foreclosure, repossession and wage garnishments.

Bankruptcy Qualifications & Documentation

There is a strict qualification process for Chapter 7 and Chapter 13 bankruptcy cases. Under the bankruptcy law guidelines, individuals must meet certain criteria to qualify. For Chapter 7, you must complete a credit counseling education course and fall below a median income set by the Means Test. If your income is under the current median income, you can qualify. However, if it is over, we’ll evaluate your monthly living expenses and see how much disposable income is left. If the disposable income number is under a certain amount, you can qualify for Chapter 7. Learn more about Chapter 7 Bankruptcy.

In order to qualify for a Chapter 13 filing, clients must have a verifiable, steady source of income. This income is used to pay back priority debts over a timeframe of 3 to 5 years. The monthly payment about and the length of repayment depends on the income of the debtor’s household and the median income. Read more about Chapter 13 Bankruptcy.

Call Now 732 624-6283

In order for Litvak Legal Group to review your case and prepare your bankruptcy filing as quickly as possible, please bring the documents below to your consultation:

State ID and Social Security Card
Past 4 years of tax returns
6 months’ checking/savings account statements
Child Support/ Alimony Orders
Garnishment Documents
Repossession Documents
Foreclosure Documents
Any recent personal Injury or Worker’s Compensation Documents
HUD and Settlement documents regarding recently sold real estate
Medical Bills and Collections
Real property information
Auto loans’ balances
Mortgage balance
Law suits information
Divorce decrees or other papers
Expenses’ summary
6 months’ pay stubs
Other documents you feel relevant and important.

Bringing all of the above documents with you to your first consultation ensures that we can get you qualified as quickly as possible. The faster the qualification happens, the faster our bankruptcy lawyer can act on any foreclosures or wage garnishments. Regain your peace of mind and get back on the path to financial freedom with legal representation from Litvak Legal Group. Call 732-624-6283 to schedule your confidential initial consultation with our Hamilton bankruptcy lawyer.


Enter your keyword